How Health Insurance Policy Works: Complete Guide to Policy Coverage and Claims

How Health Insurance Policy Works Complete Guide to Policy Coverage and Claims

Understanding how health insurance policy works can feel overwhelming, but it doesn’t have to be. This comprehensive guide breaks down the health insurance process from start to finish, explaining everything from what’s inside your policy document to how claims actually get processed. What Does a Health Insurance Policy Contain? When you purchase a health insurance … Read more

How Health Insurance Works in India – Complete Beginner’s Guide 2025

Infographic showing how health insurance works in India with step-by-step process from buying policy to receiving cashless treatment at network hospitals, including pre-authorization and claim settlement

Introduction: Understanding Healthcare Costs in India Medical emergencies arrive without warning, and the bills that follow can devastate your savings overnight. A routine appendix surgery costs ₹50,000-₹80,000, a heart bypass surgery demands ₹3-6 lakhs, and cancer treatment can exceed ₹10 lakhs. For most Indian families, these amounts represent years of savings wiped out in weeks. … Read more