How Health Insurance Works in India – Complete Beginner’s Guide 2025

Infographic showing how health insurance works in India with step-by-step process from buying policy to receiving cashless treatment at network hospitals, including pre-authorization and claim settlement

Introduction: Understanding Healthcare Costs in India Medical emergencies arrive without warning, and the bills that follow can devastate your savings overnight. A routine appendix surgery costs ₹50,000-₹80,000, a heart bypass surgery demands ₹3-6 lakhs, and cancer treatment can exceed ₹10 lakhs. For most Indian families, these amounts represent years of savings wiped out in weeks. … Read more